Category Archives: Saving Money

Walmart Savings Catcher

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I absolutely LOVE the Walmart Savings Catcher. It is one of the easiest apps to use so it’s great for those who are just beginning to use apps to save (or earn) money! Once the app is all set up, all you have to do is scan the barcode at the bottom of your receipt (within 7 days of your purchase) and wait for the savings to roll in!

So how do you get started with the Savings Catcher? Luckily this feature is available within the Walmart app so you only have to have one app. Using the Walmart app, you can use Savings Catcher, browse the weekly ad, use Walmart Pay (similar to Apple Pay or Android Pay), plus much more!

First, log in to your Walmart account (or create a new account if you don’t already have one).  Once you are logged in, click on the menu and go to the Savings Catcher.  Once you’re there, scan your receipt barcode, and now your phone has an electronic copy of your receipt if you ever need it later. It usually takes 48-72 hours before you know what your savings will be, but you’ll receive a notification via email and on your phone once the app is done reviewing your receipt. You’ll be able to see which products were cheaper at other stores and what stores the cheaper prices were at.

You can keep accumulating your savings until your ready to cash out. There’s no minimum or maximum. It takes about 24 hours for the money to be transferred onto your ecard, but then it’s linked to your account and can be used online or in the store (using Walmart Pay)!

Walmart is slowly discontinuing their price matching now that they have their Savings Catcher feature on their app. Instead of keeping the money in your own pocket, Walmart is able to be sure that money will still be spent at their store. One great way to use this to your advantage is to let it accumulate all year and use it for Birthday and/or Christmas presents. Keep in mind that you can also use the gift card at Sams Club and if you have it transferred to a physical card, you can use it at the Sams Club gas stations too!

purchase-summary-for-savings-catcher

Buying a New Phone

You know that feeling when you love your phone, then it suddenly stops working? Unfortunately I have had that feeling that last couple of weeks. I had had a LG G3 phone for almost 2 full years when the SIM Card reader stopped working. I took it down to the AT&T store, but when they tried to hook it up to the machine, it couldn’t figure out what was wrong. I had two options: I could pay the $100 deductible for a new phone and return my broken phone, or I could pay out of pocket for a new phone and keep my broken phone (that still works great on wifi as a tiny tablet).

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LG Phoenix 2

Well, I went searching on Amazon and I knew I wanted at least 16GB in my phone for all of the money-saving apps that I use. I found this phone, and although I wasn’t excited about getting another LG, we plan on changing carriers next year so I’ll probably only use this phone for about 6 months.     51ceomevayl-_sy90_

 

Since we’re getting ready to take a big family (Virginia City, Jelly Belly Factory, Golden Gate Bridge, and Disneyland), I wanted to be able to save as much money as possible. I was able to use my Amazon gift card balance and Amazon Payments (like PayPal, but for Amazon) and paid $0 OOP!! All of the money in my gift card account and Amazon Payments account came from doing various surveys, rebates, offers, etc in my spare time!

ToysRUs and Shopkins

I’m so excited to share with you a deal I scored today! My daughters LOVE Shopkins and ToysRUs had them on sale today! They are having their Fall Into Cyber sale right now and Shopkins 5-Pack Season 5 are marked down to $2.99 with a maximum of 2 packs per person.

Shopkins 5 Pack Season 5 Playset ONLY $2.99 (regularly $5.99)
Even better, these sets are also on sale Buy One Get On
e 40% Off so buy 2 sets and pay only $4.78 for 2 sets – just $2.39 each!

I added two of the 5-packs to my shopping cart and chose in-store pick up so there was no shipping cost for a total of $5.15. That’s when realized I still had a balance on a BabiesRUs Gift Card I was given earlier this year. I wasn’t sure how much was on it, so I just applied it to the balance, figuring I would pay whatever was left. My new balance was $0! That’s right… I was able to score two Shopkin 5-packs for FREE!

Since the deal is good for two packs per person, I also had my husband buy 2 packs (he doesn’t know it yet… shhh) and chose in-store pickup for the same store. I paid $5.15 from my PayPal account (which is funded by my various survey sites and rebate apps). I was ableImage result for presents to score four 5-packs for ultimately nothing! The only money used was “free money” I had earned!

These are the kinds of deals I want to share with you so you can afford to get things cheaper and never pay full price!

Using Coupons

Ways to save money is all around us. I use many different methods and apps to save and/or earn money. I’m going to start my posts the same way I started my savings: coupons. Everyone knows about coupons, but do you know where to get coupons and how to optimize your savings?

 

Where do yMoney Heartou get coupons from?

  1. Newspaper – I started getting my coupons via the newspaper. Most of the time there are discounted subscriptions if you’re not a current subscriber. You really only need the Sunday paper for the coupons. I prefer getting the Wednesday paper as well so I can get the weekly grocery ads. If you don’t want to get a newspaper subscription, there are other places to get newspaper coupons. I have asked family members, coworkers and friends to give me their newspaper coupons after they have gone through them. Check your local Dollar Tree for the newspaper as well because they are still only $1, and you are usually allowed to get 3 per person. The general rule for newspaper coupons is 1 paper per family member. My husband and I have 3 kids, so I try to get at least 5 papers. Sometimes I only get 2 or 3 and that’s okay too.
  2. Online – There are multiple websites you can print out coupons. My favorite website for printing coupons is coupons.com. I have found that a lot of coupons available in the newspaper are also available on coupons.com. I use these to help supplement when I don’t have enough of the newspaper copies. The coupons available online do change once in awhile and keep in mind that you can only print 2 of the same coupon from one computer. If you want more than 2 of the same coupon, you’ll need access to another computer.
  3. Magazines – Some magazines have coupons on some of the pages that I cut out and keep with my coupons. One of my magazines always come in a bag with a smaller coupon insert (usually for Glade products). Look around at the magazines you already have and see if maybe there are coupons that you could be using.

When you first get started, it’s best to find a method of organizing your coupons. Since I work all day, I leave my coupons in the inserts and cut them out as I need them. Once they are cut out, I put them in an envelope with the name of the store on the outside. Some people cut out all of their coupons and organize it with dividers based on the category. I have also seen the coupons be organized in a file folder based on the date they came in the newspaper or mail.

Once you decide how to organize your coupons, it’s time to find all of the deals!Savings Bank